© 2013 ARAG North America
This Blog is provided as educational material only. The information contained on this Blog is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, counseling, or other professional advice or services. As such, the information on this Blog should not be used as a substitute for consultation with advisors, experts or attorneys. This Blog does not create an attorney-client or professional-client relationship with any of the authors. ARAG North America, Inc., its parent and subsidiary companies, and authors of the articles contained within this Blog are not responsible for the results obtained from the use of this information, or for any loss, injury, claim liability or damage related to the use of this Blog. The views expressed by the authors do not necessarily reflect the views of ARAG North America, Inc. or its parent and subsidiary companies.
Third parties may submit comments on this Blog. ARAG North America, Inc., and its parent and subsidiary companies take no responsibility and disclaim all liability as to all third party comments. If and to the extent that you submit any personal data through this Blog, there is no guarantee or expectation of privacy when using this site. You are responsible for any content that you submit. Please refrain from submitting information that you do not want to be viewed by others. ARAG may remove offensive comments that fail to abide by the spirit of our community at any time, upon its sole discretion.
An author may reference a website in an article that may be of interest to you. These links and any opinions, products, services, or any other sites contained therein are not endorsed by ARAG North America, Inc., or its parent and subsidiary companies and therefore, are not responsible for the legality or accuracy of the information contained therein, or for any costs incurred while using the site.
The copyright in the text, layout, and any other materials on this Blog (other than third party comments) is owned by ARAG North America, Inc. All rights reserved. If you wish to use or copy any of the text or any other materials on this Blog, including any extracts, you must first contact ARAG North America, Inc. to obtain copyright permission.